Thank you for visiting this website. Please be sure to read the Terms and Conditions contained in this document carefully since any use of this website constitutes your acceptance of the Terms and Conditions set out herein. Throughout this site, the terms "we", "us", "our", "sbovs free" and "sbovs free Group" refer to sbovs free (sbovs free credit) Berhad and any of its subsidiaries, related and/or affiliated companies as appropriate in the context.
Accuracy, completeness and timeliness of information
We are not responsible if the information that we make available on this website is not accurate or complete. Any reliance upon the material on this website shall be at your own risk. You agree that it is your responsibility to monitor any changes to the material and the information contained on this website.
Any non-personal communication or material you transmit to this website by electronic mail or otherwise, including any data, questions, comments, suggestions or the like is, and will be treated as, non-confidential. Anything you transmit or post becomes the exclusive property of the sbovs free Group and may be used, without any restriction for any purpose, including but not limited to, reproduction, disclosure, transmission, publication, broadcast and posting. Furthermore, the sbovs free Group is free to use for any purposes whatsoever (including but not limited to the developing, manufacturing, advertising and marketing of products) any remarks, ideas, artwork, inventions, developments, suggestions, concepts or the like contained in any communication you send to this website. Any such use is without compensation to the party submitting information. By submitting information, you are also warranting that you own the material/content submitted, that it is not defamatory and that the sbovs free Group's use will not violate any third party's rights. The sbovs free Group however, is under no obligation to use the information submitted.
Intellectual property rights
All copyright and other intellectual property rights in all text, images and other materials on this website are the property of the sbovs free Group or are included with the permission of the relevant owner.
You are permitted to browse this website, reproduce extracts by way of printing, downloading to a hard disk or for the purposes of distribution to other individuals. This is only to be done on the proviso that you keep intact all copyright and other proprietary notices and that the above trademark notice appears on such reproductions. No reproduction of any part of this website may be sold or distributed for commercial gain/profit nor shall it be modified or incorporated in any other work, publication or website.
The trademarks, logos, characters and service marks (collectively "Trademarks") displayed on this website belong to, or are exclusively licensed to the sbovs free Group. Nothing contained on this website should be construed as granting any license or right to use any Trademark displayed on this website. Your use/misuse of the Trademarks displayed on this website, or on any other content on this website, except as provided for in these Terms and Conditions, is strictly prohibited. You are also advised that the sbovs free Group will aggressively enforce its intellectual property rights to the fullest extent of the law including criminal prosecution for serious offences.
Links to other websites
Links on the sbovs free Group websites may take you outside the sbovs free Group network and the sbovs free Group accepts no responsibility for the content, accuracy or function of these other websites. The links are provided in good faith and the sbovs free Group cannot be held responsible for any subsequent change in other websites to which we provide a link. The inclusion of any link to other websites does not imply endorsement by the sbovs free Group. We highly recommend that you make yourself aware of and carefully read the legal and privacy notices of all other websites that you visit.
Warranties and Disclaimers
Your use of this website is exclusively at your sole risk.
This website is provided to you on an "As Is" and "As Available" basis and, consequently, the sbovs free Group gives no warranties of any kind, whether express, implied, statutory or otherwise (including the implied warranties of merchantability and fitness for a particular purpose) including warranties or representations that material on this website will be complete, accurate, reliable, timely, non-infringing to third parties; that access to this website will be uninterrupted or error-free; that this website will be secure; that any advice or opinion obtained from the sbovs free Group through this website is accurate or to be relied upon and any representations or warranties thereto are expressly disclaimed. We reserve the right to restrict or terminate your access to this website or any feature of this website or any feature or part thereof at any time.
The sbovs free Group nor any other party involved in the creating, producing or delivering this site on our behalf shall have no liability or any responsibility whatsoever for any direct, incidental, consequential, indirect or punitive damages, costs, losses or liabilities whatsoever arising out of your access to, use, inability to use, change in content of this website or arising from any other website you access through a link from this website or from any actions we take or do not take as a result of any electronic mail messages you send us.
The sbovs free Group nor any other party involved in the creating, producing or delivering this website shall have no responsibility to maintain the material and services made available on this web site or to supply any corrections, updates, or releases in connection therewith. Any material on this website is subject to change without notice.
Further, the sbovs free Group shall have no liability or any responsibility whatsoever for any losses or damages suffered or caused by viruses that may infect your computer equipment or other property by reason of your use of, access to or downloading of any material from this website. If you choose to download material from this website you do so at your own risk.
You are prohibited from doing any act that the sbovs free Group in its reasonable discretion may deem to be inappropriate and/or would be deemed to be an unlawful act or is prohibited by any laws applicable to this website including but not limited to:
Any act that would constitute a breach of either the privacy (including uploading private information without the concerned individual's consent) or any other of the legal rights of individuals;
Using this website to defame or libel the sbovs free Group, its employees or other individuals or acting in such a way that brings into disrepute the good name of the sbovs free Group;
Uploading files that contain viruses that may cause damage to the property of the sbovs free Group or the property of other individuals.
You and the sbovs free Group agree that any controversy or claim arising from or pertaining to the use of this website shall be governed by sbovs free creditn law and be submitted to the exclusive jurisdiction of the courts of sbovs free credit.
Legal notice update
We reserve the right to make any changes and corrections to this notice. Please refer to this page from time to time to review these and any new additional information.
® Reg. Trademark of Société des Produits sbovs free S.A.